Health Insurance for Self Employed Going self-employed is one of the most exciting decisions you can make — and one of the most complicated ones, too. You get to set your own hours, pick your own clients, and build something that’s genuinely yours. But somewhere between filing your first invoice and chasing down a late…
Most people shopping for health insurance are looking for the best deal — the plan that covers what they need without draining their bank account every month. That search often leads people to ask about catastrophic health insurance. Is it really that cheap? What’s the catch? And is it actually a good idea? If you’ve…
There’s a moment every freelancer, consultant, or small business owner remembers — the day they realized nobody was going to hand them a benefits packet. No HR department, no open enrollment email, no employer quietly covering 70% of the premium. Just you, a laptop, and a marketplace website that suddenly feels like a foreign language….
$1,812 Avg annual rate 22%Below nat’l average A+AM Best rating #1J.D. Power score So you’ve heard about Erie Insurance and now you’re wondering — is this actually a good company, or just another name in a sea of insurance options? I get it. Picking an insurer feels overwhelming. Everyone promises the lowest rates and the…
Written by Anees | Licensed Insurance Advisor Last reviewed: March 30, 2026 Anees is a licensed insurance advisor with 5 years of experience helping individuals navigate US health insurance marketplaces, includingCovered California. We personally tested every step in this guide using a live Covered California account in March 2026 to ensure accuracy. Disclaimer: Insuruni.com is…
What Is Small Business Health Insurance? Small business health insurance — also called group private medical insurance (PMI) — is a policy an employer takes out that covers their staff for private healthcare. Instead of each employee arranging their own individual policy, the business buys a single group plan that wraps everyone in. In the UK, these…
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